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Medicaid Planning: Protecting Your Assets from Nursing Home Costs in Florida

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Key Takeaways Nursing home care in Florida now costs $9,000–$13,000 per month — and neither Medicare nor private health insurance covers long-term stays. Medicaid is the primary safety net, but qualifying requires careful planning. Florida Medicaid has a three-part eligibility test covering health, income (under $2,982/month gross), and assets (under $2,000 in countable assets) —… Read more »

Asset Protection Planning: Shielding Your Wealth from Lawsuits and Creditors

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Key Takeaways Insurance is your first line of defense — but policy limits and exclusions mean it’s never enough on its own. Real asset protection requires layered legal strategies. Florida offers some of the strongest built-in debtor protections in the country: homestead protection, tenancy by the entireties for married couples, and retirement account exemptions —… Read more »