Choosing a will or trust can determine more than who inherits; it can shape a family’s privacy, costs, and experience after a loss. Host and Florida estate-planning attorney Stephen Lacy explains why there is no universal answer: the right approach depends on goals, assets, and family circumstances. Stephen walks through probate, and he discusses… Read more »
Estate planning in Florida can protect your family or create expensive headaches, depending on how you plan. In this conversation, we walk through the five core documents every Floridian should understand: a will, revocable living trust, durable power of attorney, healthcare surrogate designation, and living will. Stephen explains how each document works at different… Read more »
Many Florida veterans and their families are quietly missing out on thousands of dollars in benefits they’ve already earned. We walk through how VA Aid and Attendance can help cover assisted living or in‑home care, especially when Medicaid is reserved for more intensive nursing home needs. Listeners hear how strategies like paying down debt… Read more »
Windfalls from IPO stock can create life-changing wealth, but they also create serious tax exposure if you don’t plan ahead. Listen in as we walk through how pre-IPO shareholders, especially new millionaires at companies like SpaceX, can move value out of their taxable estates before prices surge. We explain why early gifting matters, how valuation… Read more »
Most families don’t realize how fast nursing home costs can drain a lifetime of savings until a crisis hits. We walk through what Florida Medicaid really covers, why Medicare and private health insurance fall short for long-term care, and how the five-year lookback period actually works, including the real penalty for past gifts and transfers. … Read more »
