Estate planning in Florida can protect your family or create expensive headaches, depending on how you plan. In this conversation, we walk through the five core documents every Floridian should understand: a will, revocable living trust, durable power of attorney, healthcare surrogate designation, and living will. Stephen explains how each document works at different… Read more »
Florida veterans and their families often qualify for benefits that can make a real difference in paying for care, yet many never hear about them. Thoughtful estate planning helps connect those benefits to long-term goals for health, housing, and family security. VA Aid and Attendance Basics VA Aid and Attendance is a tax-free benefit that… Read more »
Many Florida veterans and their families are quietly missing out on thousands of dollars in benefits they’ve already earned. We walk through how VA Aid and Attendance can help cover assisted living or in‑home care, especially when Medicaid is reserved for more intensive nursing home needs. Listeners hear how strategies like paying down debt… Read more »
Windfalls from IPO stock can create enormous opportunity, but they also bring tax and estate risks that many new shareholders never see coming. With a little planning, you can protect both your wealth and your family. Why Pre-IPO Planning Matters Gift and estate taxes are based on the fair market value of your shares. Before… Read more »
Key Takeaways Nursing home care in Florida now costs $9,000–$13,000 per month — and neither Medicare nor private health insurance covers long-term stays. Medicaid is the primary safety net, but qualifying requires careful planning. Florida Medicaid has a three-part eligibility test covering health, income (under $2,982/month gross), and assets (under $2,000 in countable assets) —… Read more »
